5 Top Credit Card Terms You Need to Know
When people talk (or write) about credit and credit cards, we often hear different terms being tossed around as though we’re supposed to understand what they mean. Some are easy to comprehend while...
View ArticleCredit Card Rewards: Travel vs. Cash Back vs. Points. Which is the Best Card...
There are a lot of different types of credit cards out there, and almost as many reward programs to match. So how do you figure out which type of reward program works best for you, your family and your...
View ArticleCan Missing One Credit Card Payment Affect Your Credit?
The holidays are right around the corner. That typically means that the credit card(s) will be coming out in full force. It also means that the credit card bills will start appearing about a month...
View Article5 Credit Card Fees to Watch Out For
Credit cards are essential for many reasons. They can help you establish credit (good for your credit score) and even help you out of a bind when you reach into your pocket and realize you don’t have...
View Article7 Ways to Avoid Credit Card Fraud
Credit card fraud is the illegal use of your credit card by someone who purchases goods or obtains funds from your account without your permission. It’s important to note that identity theft and credit...
View ArticleCredit Card Balance Transfers – Should You or Shouldn’t You?
Before deciding whether or not to transfer a balance from one credit card to another, it’s important to know exactly what a credit card balance transfer is. According to Investopedia, a balance...
View ArticleAvailable Credit: How Important is it to your Credit Score?
Before getting into the importance of “Available Credit” and how it can affect your FICO® Score, it’s essential to know the difference between three specific terms: Current balance is the amount you...
View ArticleIs Carrying Credit Card Balances a Good Strategy to Increase Your FICO® Scores?
There is a lot of misinformation out there about the best strategies you can take to increase your FICO® Scores. For example, the recommendation that closing down credit card accounts will increase...
View ArticlePaying Taxes with a Credit Card. Is it Right for You?
Tax time can be a stressful period. It can be even more stressful when you don’t have the money on hand to pay the taxes you owe. What are you supposed to do? Where’s that money supposed to come...
View ArticleWhat are the 2019 Credit Card Trends?
There appears to be new things happening within the realm of credit cards – from how your credit is assessed to interest rates to credit card rewards. Depending upon your current situation, some of...
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